Secure your child's future by planning for their education.

Start preparing for your child's education by utilizing our extensive array of comprehensive services. We provide a wide range of resources, including information on 529 plans, to help you plan for your child's educational future, ensuring they have the best opportunities available to them.


Invest in Your Child's Future with 529 Plans

529 College Savings Plans are a tax-advantaged way to save for future education expenses. Learn how these plans work, their historical significance, and the potential benefits they offer.

Tax-Advantaged Savings for Education Expenses Nationwide

Compare Plans and Maximize Your College Savings Potential

Find the Right 529 Plan for Your Child's Education


Unlocking Future College Costs with 529 Plans

Discover the flexibility and benefits of state-operated 529 plans, including the ability to use out-of-state plans. Learn about the historical context, various state offerings, and potential tax benefits.

Explore Different State Offerings

Maximize Your College Savings Potential

Plan for Your Child's Education Future

Tax benefits and more: Discover

Unlock the Benefits of Investing in 529 Plans

Learn how investing in 529 plans can provide federal and potential state tax benefits to help fund your child's education. Explore the historical context, flexibility of out-of-state plans, and various state offerings to find the right fit for your college financial strategy.

Secure Your Child's Future

Discover the benefits of 529 plans and secure your child's educational future.

Frequently Asked Questions

Find answers to common questions about 529 plans and education funding.

What is a 529?

A 529 plan is a tax-advantaged savings plan designed to help families save for future education expenses. It offers various investment options and potential tax benefits.

Who can open a 529?

Anyone can open a 529 plan, regardless of income level or relationship to the beneficiary. Parents, grandparents, and even friends can contribute to the plan.

How much can I contribute?

The contribution limit for a 529 plan varies by state, but it is typically in the hundreds of thousands of dollars. Some plans also offer gifting options to help maximize contributions.

What are the tax benefits?

529 plans offer potential tax benefits, such as tax-free growth and tax-free withdrawals for qualified education expenses. Additionally, some states offer state income tax deductions or credits for contributions.

Can I change beneficiaries?

Yes, you can change the beneficiary of a 529 plan to another family member without incurring taxes or penalties. This flexibility allows you to adapt to changing circumstances.

What are the investment options?

529 plans typically offer a range of investment options, including age-based portfolios, static portfolios, and individual fund choices. These options allow you to customize your investment strategy based on your risk tolerance and time horizon.

What if my child doesn't go to college?

If your child decides not to pursue higher education, you have several options. You can change the beneficiary to another family member, use the funds for qualified education expenses at a later date, or withdraw the funds for non-qualified expenses (subject to taxes and penalties).

Can I use a 529 for K-12 expenses?

Yes, the Tax Cuts and Jobs Act expanded the use of 529 plans to include K-12 tuition expenses. You can use up to $10,000 per year per beneficiary for qualified K-12 expenses.

What happens if I overfund the account?

If you overfund a 529 plan, you may be subject to taxes and penalties on the earnings portion of the withdrawal. However, you can avoid these penalties by changing the beneficiary to another family member or using the funds for qualified education expenses.

Can I transfer funds between 529 plans?

Yes, you can transfer funds from one 529 plan to another without incurring taxes or penalties. This can be useful if you want to take advantage of different investment options or state tax benefits.

Still have questions?

Contact us for more information.

We're committed to serving you

Get in touch

How can we assist you today? Let us know what services you are interested in.

1200 North Federal Highway
Suite 400
Boca Raton, Florida, 33432
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.